So what is the latest news on energy prices? This time last year, high energy prices were continually hitting the headlines, and most households were benefitting from a £400 government discount to help with the costs. Since then, prices have varied. In July 2023, there was a fall in the energy price cap which led […]
How to recover financially from Christmas
Despite all our good intentions, it is all too easy to fall into the trap of overspending at Christmas. Recent surveys found that because of the cost of living crisis, many families were planning to spend around £200 less on the festive season than in 2022. But even this reduced spend could still cause them […]
Coping Strategies for Financial Anxiety
Financial anxiety is a common concern that many individuals face, especially in uncertain economic times. Whether it’s worrying about paying bills, saving for the future, or managing debt, these concerns can lead to stress and impact one’s overall well-being. However, by adopting certain coping strategies, it’s possible to manage and alleviate financial anxiety. Here’s a […]
Budget-Friendly Home Renovation Ideas: Transform Your Space Without Breaking the Bank
Home renovations can breathe new life into your living space, but they often come with a hefty price tag. However, with a bit of creativity and resourcefulness, you can give your home a fresh look without emptying your wallet. Here are some budget-friendly home renovation ideas that promise maximum impact with minimal spend. 1. Paint […]
Building an Emergency Fund: Why and How
In today’s unpredictable financial landscape, having a safety net is more crucial than ever. Whether it’s an unexpected medical bill, sudden job loss, or urgent home repairs, life has a way of throwing curveballs. That’s where an emergency fund comes into play. At Fair Finance, we believe in empowering individuals with the knowledge and tools […]
All you need to know about applying for Universal Credit
In our last article, How much do you now get on Universal Credit? we looked at several different aspects of Universal Credit, including the current value of the Universal Credit standard allowances, and various additional payments that may be available depending on your individual circumstances. In this article we will give you more information about: […]
How much do you now get on Universal Credit?
As most people are aware, the rates for Universal Credit were reduced by £20 per week in October 2021. This reduction is due to the ending of a temporary £20 a week uplift which was introduced during the Covid-19 pandemic In this article we look at: How much are the Universal Credit standard allowances? What […]
Is a high acceptance payday loan a good idea?
Many people are facing huge financial challenges right now. As well as the ongoing impact of the pandemic, the £20 a week Universal Credit uplift is being removed, energy and fuel prices are rising, and from April 2022 there will be an increase in National Insurance which will later become a new Health and Social […]
New job? Will you lose your benefits?
Fair Finance – A lender providing loans for people on benefits… Many people in the UK have had their working life disrupted due to the Covid-19 pandemic. Unemployment is currently estimated at around 4.9%, higher than before the pandemic, and may be set to rise further by the end of the year as government support […]
Six Money Mistakes to Avoid
When you are struggling with financial problems, it’s easy to fall into the trap of thinking you are just not good with money. But you can learn how to be better with money. And you can turn your finances round. The key thing is to begin to recognise and avoid the main mistakes that people […]
