How it all works, from start to finish


Complete the online application form

We’ll text and email you the decision

Call us to finalise and sign the contract

Get the money in your account within one working day


By applying for a loan, you confirm that:

  • You are 18 years old or over
  • You have the right to be in the UK currently. We’ll ask to see proof of this, for example a passport or a resident permit
  • You have a valid mobile phone number and email account so we can contact you
  • You have a current account (a bank account that accepts direct debits) in your own name
  • You have a minimum income of £350 per month, which includes all benefits apart from housing benefits
  • Your income goes into your own bank account. Transfers from friends or family don’t count
  • You do not have an active bankruptcy, DRO or IVA
  • You are happy for us to run credit, fraud and affordability checks on you (these checks are reported to credit agencies and running multiple searches can negatively affect your credit score)



We take a range of measures to protect any data you share with us. Please click here for more information.


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