How it all works, from start to finish

  • Fill in the application form
  • We will review it and do a credit check. We will then give you a decision within one working day
  • Only if you are approved, we’ll request the following proofs of income:
    • Your bank statements
    • One payslip and/or one benefit letter
  • Upon income verification, you can sign the contract online
  • Funds are disbursed to your account within one working day after that


When we will most likely not be able to offer a loan

If you:

  • Are late with payments on several loans, credit cards, your rent or utility bills (electricity, etc.)
  • Have several payday or short term loans
  • Are currently bankrupt, in an IVA or DRO

Then it is unlikely that we will be able to offer a loan. We suggest you contact Step Change to seek financial advice.


Worried about cyber security?

We take a range of measures to protect any data you share with us. Please click here for more information.


Sound good?

Apply Now