How it all works, from start to finish
- Fill in the application form
- We will review it and do a credit check. We will then give you a decision within one working day
- Only if you are approved, we’ll request the following proofs of income:
- Your bank statements
- One payslip and/or one benefit letter
- Upon income verification, you can sign the contract online
- Funds are disbursed to your account within one working day after that
When we will most likely not be able to offer a loan
- Are late with payments on several loans, credit cards, your rent or utility bills (electricity, etc.)
- Have several payday or short term loans
- Are currently bankrupt, in an IVA or DRO
Then it is unlikely that we will be able to offer a loan. We suggest you contact Step Change to seek financial advice.
Worried about cyber security?
We take a range of measures to protect any data you share with us. Please click here for more information.