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Blog - Business Loans

Brexit – Part 2

In our last article we explored opinions on both sides of the Brexit camp over the five key areas of: The UK Economy; Trading Opportunities; The UK job market; Job Opportunities in Europe; The Impact on Large Businesses. In this article we return to the main area of concern to us at Fair Business Loans; […]

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Small business confidence hit three-year low

Small business confidence hit three –year low across the UK. The decline is most prominent in London and East London, but all regions across the UK have seen declines. Scotland has fallen into negative territory, also a first in three years. The Federation of Small Business (FSB) published a report in time for their National […]

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Brexit – Part 1

The term “Brexit” has recently become part of our everyday language. It is a combination of the words “Britain” and “Exit” and has become an easy way to refer to the forthcoming decision on whether Britain should exit the European Union (EU). In this two part article we here at Fair Business Loans examine some […]

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Women-led SMEs on the rise

Cute business woman with colleagues in discussion at the background

With International Women’s Day being celebrated this week, we take a look at our women entrepreneurs in the UK. In a recent report published by HSBC, 3000 entrepreneurs were surveyed around the world, 501 of those from the UK. Women play a huge role in the SME landscape, generating £4.1m in business revenue last year […]

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Metro Bank favourites for micro- business banking in the UK

metro

Fair Business Loans is part of Fair Finance which is the fastest growing microfinance organization in the UK and so we take a keen interest in which banks are offering the best service to small and micro companies. Recent Research compiled by Business Banking Insights looked to establish which banks are providing the best services […]

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Matthew Jones replaces Mark Hannam as chairman of Fair Finance

After an incredible ten years service as a Fair Finance board member, eight of which as chair of the board Mark Hannam resigned as chairman and from the board at the Fair Finance EGM on the 18th of February. Faisel, the rest of the board and the Fair Finance team would like to thank Mark […]

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I will survive!

Abstract Businessman in Jaws of Huge Crocodile.

As we saw in our last article, more than half of new businesses don’t survive beyond five years. In late 2014 British commercial insurer RSA conducted research called Growing Pains, which examined the current shape of the economy and barriers to growth for SMEs. But it’s not just start up businesses that are being adversely […]

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The business of numbers

Financial data and eyeglasses

“Lies, damned lies, and statistics“, a quote attributed to Mark Twain, pretty much sums up the view of many people about statistics. We can become cynical about the persuasive use of numbers, because it can seem that they are just spinned different ways to support whichever point of view is being presented at the time. […]

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Institutionalising fairness

Symbols of Justice

In a recent speech to The Fabian Society, Labour leader Jeremy Corbyn outlined some of his strategy to tackle pay inequality and “institutionalise fairness” in Britain. One headline-hitting measure would be to ban companies from paying dividends to shareholders unless they are paying workers the living wage, the aim being to redress the balance of […]

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RSA launches a new self-employment charter

Networking

At Fair Business Loans we were interested to hear that the RSA has recently launched a Charter for the Self-employed. The RSA (Royal Society for the encouragement of Arts, Manufactures and Commerce) aims to enrich society through ideas and action. Over the past two years it has conducted research over into the life of the […]

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