In the recent Budget, Chancellor Rishi Sunak announced that the temporary £20 a week uplift to Universal Credit will be continued until the end of September. This is welcome news, as the increase has been a lifeline for many people during the Covid-19 pandemic. But are there other things you need to know about Universal […]
What difference did the Budget make to home buyers?
At the end of 2020, 65.8% of adults in the UK owned their own home. But for many others, the dream of owning a home seems unlikely ever to come true. Owning a home appeals to different people for different reasons. For some it is a family tradition, perhaps something to make the parents proud. […]
Self-Employed? What changed in the Budget?
The last year has been a tough one for many people. If you are self-employed, you may have been caught in the trap of not being eligible for any financial support from the government. The March Budget included some new measures designed to support the self-employed as the country gradually exits Covid restrictions. These measures […]
On Furlough? How the Budget helps
Rishi Sunak described his March Budget as meeting the moment of challenge and change currently being faced by the country. The Budget contained a series of measures which, according to Mr Sunak, are part of his mission to do whatever it takes to protect the jobs and livelihoods of the British people. Some of the […]
How to improve your credit score
Most of us have heard the terms credit score, credit report and credit history. But what exactly do they mean? How important are they, and what can you do if you have bad credit? In this article we look at: What is your credit score? How can you find out your credit score? What is […]
All you need to know about Open Banking
Open banking was launched in the UK in 2018. But what exactly is it, and how can it be of benefit to you?   What is open banking? Open banking is a way for banks to share your data and financial information more easily with other banks and authorised providers. This can include your bank […]
How to find a new job during the pandemic
Top tips for job hunting from Fair Finance Employment is one of the many areas that has been affected by the Covid-19 pandemic. Official estimates are that there are currently around 1.72 million people unemployed in the UK, around 5% of the working age population. This could rise even further over the next few months […]
All you need to know about Payday Loans
A direct lender is an alternative to payday loans Most people have heard about payday loans. But what exactly are they? In this article we look at: What is a payday loan? Are there circumstances when you should consider a payday loan? Are there alternatives to payday loans?   What is a payday loan? A […]
How to get help with your energy bills this winter
Make sure you get a fair deal with help and support from Fair Finance Energy bills can be one of our highest expenses. During 2020, research by Compare the Market found that for lower income families, energy bills can amount to as much as 7.8% of their total weekly expenditure. What can you do if […]
The costs of Covid-19
Improve your financial well being with help and support from Fair Finance. In this article we want to tell you more about the news we shared in December, about the impact that Covid-19 is having on our clients, particularly the financially vulnerable. There seems to be a general assumption around that many people are better […]