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SMEs are Key to UK’s Productivity Challenge  


A report recently published by Goldman Sachs, British Business Banks and Enterprise Research Centre, Unlocking UK Productivity shows that SMEs may be the key to economic growth in the UK.   Productivity is ultimately how efficient the firm is, how much output for a given level of input, which is measured in GDP per hour […]

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Spinning Plates!


As a small business owner there are so many things to think about, it’s a bit like one of those circus acts where someone is rushing around spinning plates. No sooner has one been saved then another is about to crash! As well as your actual product or service, there are all the logistics of […]

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Let’s Talk About Data


With the recent Talk Talk scandal ringing in our ears, let’s focus for a few minutes on data security. As a small business owner you need to make sure that your customers’ data is safe and secure, and also that you take just as much care about your business data than you would about your […]

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Don’t Believe all you read!

Dont believe all reviews

At Fair Business Loans we were interested to read this week that the retail giant Amazon is taking legal action against 1,114 people it says have posted fake reviews on its website. Amazon says the 1,114 defendants – as yet unknown – offer a false review service via websites such as, promising five-star reviews […]

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Trick or Treat


Halloween is upon us again, and homes all around the country are getting ready for the annual Trick or Treat festivities! To get you into the spirit – so to speak – we thought we’d look at a few tricks and treats in the world of small business finance. What tricks should you be on […]

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Today marks the First European Microfinance Day


The first annual European Microfinance Day gets launched today 20th October 2015! This day aims to raise awareness of microfinance as a tool to fight social exclusion and unemployment in Europe. Microfinance, and microcredit, has not only developed in Africa, Latin America or Asia but also in Europe. Many small businesses and families across Europe […]

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How Can Your Business Avoid Going Bust?


“50% of UK business fail within first five years”. This is just one of the many statistics that have SME’s worried for their future, in particular for those start-ups that are up against established competitors. This has led us to investigate the common causes behind so many new businesses failing in this article, and we […]

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Top 5 Reasons clients come to us for a small business loan

Fair Finance Logo on white final

“Why should I choose Fair Business Loans over other loan providers?”. That’s a question we often get asked by companies looking to expand their business. Today we wanted to give you the Top 5 Reasons why our clients choose us over others for the provision of unsecured business loans… 1) We are open and transparent […]

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How People Like You Grow a Business

FBL Growth

As a small business owner, you may be at the stage where you are thinking about expanding your business. It’s a huge decision! There’s the old saying “if it ain’t broke, don’t fix it”! If things are going well as they are, and you are increasingly able to blend the needs of the business into […]

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Christmas is Coming!

Christmas is Coming

For the small business, it is never too early to talk about Christmas! In fact, if your business is able to benefit in any way from the Christmas season and you have not already started planning for this, you are leaving it rather late! So here are our Top Ten Tips about how your business […]

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