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Changes needed for small businesses

Small Business

In February we ran a blog entitled Does Your Business Need The Fixer which referred to the BBC 2 programme called The Fixer. In this programme hotelier Alex Polizzi spends time in a struggling small business to make recommendations as to how it could be improved. In a recent interview with The Radio Times, Polizzi […]

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Microfinance and banks: Are we the right partners?

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The 12th European Microfinance Network Conference The European Microfinance Network (EMN) are not just an important tool to advocate the importance of microfinance in fighting financial exclusion but also it is an important facilitator for exchanges of information and experience. The 12th EMN Annual Conference took place on 18th & 19th June and involved active […]

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The Second Age of Small

Female Bakery Stall Holder At Farmers Fresh Food Market

A recent blog focussed on a report entitled ‘Boosting the Living Standards of the Self-Employed’ which recommends that new measures are needed to improve the living standards of the most vulnerable self-employed, with changes to National Insurance, Universal Credit, pensions and maternity and paternity pay being key priorities. The report was produced by the RSA […]

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Pros and Cons of Flexible Working

Working at home can by pleasure

As your business grows, and you begin to employ more people, you will need to take a strategic decision about where those people should be located and what hours they should work. Times have changed! It was once the case that a job was based in an office for a set number of hours, and […]

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How the FCA are protecting consumers

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You may have heard of the recent changes in Pay day regulations. But what does this mean for the payday loan market, where 1.6 million take out pay day loans every year? We’re going to break down the impact the cap will have. What are the changes? Cap on total cost of credit Clarifying affordability […]

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You Can’t Always Get What You Want

Quality Time Money word

“You can’t always get what you want But if you try sometime you find You get what you need” These famous lyrics are indeed true for those looking to secure funding for small business as well as achieve financial stability. As a small business owner, one of the main factors in achieving this stability is […]

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The Queen’s Speech

Across the Thames - Houses of Parliament

As a provider of business loans London based, we have been following the government’s latest legislative plans. The plans for the year ahead have been unveiled in the Queen’s Speech to Parliament and David Cameron promised a Queen’s Speech to “bring Britain back together”. The speech, on May 27th, outlined 21 new Bills that will […]

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Growing Your Business

unsecured business loans

At Fair Business Loans we are always looking out for straightforward business advice to pass on to our small business loans UK clients. We were therefore delighted to come across a new guide “Growing Your Business” from Gov UK. It contains eight main points which we summarise below, but do check out the main report […]

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Credit Reports Explained

A young 3D woman debt consumer works to build up her credit score rating report

Credit Report Breakdown Here at Fair Finance we don’t base decisions on ‘good’ and ‘bad’ credit scores, instead we look into the content of your report and base all decisions on affordability. Here we will break down exactly how we use your credit report to make a decision. So what exactly is a credit report? […]

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Boosting the Living Standards of the Self-Employed

Smiling Mature Woman Florist Small Business Flower Shop Owner

At Fair Business Loans we were very interested in a recent report by the Royal Society for the encouragement of Arts, Manufactures and Commerce (RSA). The aim of the RSA is to encourage opportunities for people to channel their creativity, to create both fulfilling lives for them and a flourishing society for everyone. Fair Business […]

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