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We will honour you!

Parchment diploma scroll on wood background

It’s been that time of year again, when we pore over the New Year’s’ Honours list to see who has been awarded what, and whether we agree! “Honours” are used to recognise merit in terms of achievement and service, and in this year’s list 1,196 people were awarded honours. Their areas of involvement and stages […]

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No deal or a fair deal?

The confused

As we herald the arrival of 2016 you probably have great plans for your business! As everyone around us making New Year Resolutions, it’s the ideal time to look ahead with confidence and take some positive steps to making things happen the way you want them to. Newspapers, magazines and blogs are full of encouraging […]

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Funding for lending

The Bank and HM Treasury launched the Funding for Lending Scheme (FLS) in 2012. The FLS is designed to encourage banks and building societies to boost their lending to small and medium sized businesses (SMEs) in the UK. It does this by letting banks and building societies borrow funds from it cheaply, so that they […]

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7 Steps to Success for Entrepreneurs

A city businessman using a mobile device to check stocks and market data. Close up shot.

We were very interested to recently read some interviews on BBC’s website with entrepreneurs of high tech companies. Each of the “Tech Titans” interviewed had invaluable advice to impart to any entrepreneur or small business owner, whatever sector they are in. Here is our summary of seven of the key points made: New businesses can […]

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What’s in the Autumn Statement for small businesses?

Composite image of businessman holding coins

George Osborne’s recent Autumn Statement hit the headlines primarily for his unexpected decision to scrap his planned £4.4 billion cut to tax credits, which are the second highest welfare cost, topped only by the cost of the state pension. His rationale was that the stability of the economy and the holding of interest rates at […]

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charity and donation

These days we keep hearing about “crowdfunding”. In this article we look at what it is and whether it has a role to play in small business funding. Crowdfunding is a way of raising funds by asking as many people as possible to contribute a small amount of money to a project or cause. It […]

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Hired or Fired?

business deal

As it reaches its final stages, fans of The Apprentice are now deeply divided as to who should become Lord Sugar’s next business partner. At Fair Business Loans – as our name implies – we do strive to be impartial, but thought it would be useful to highlight some of the lessons learned from the […]

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How is your Online Presence?

touch- tablet in hands

A recent blog featured the growing tradition of Black Friday in the UK and the opportunity to offer special deals to customers. Hot on the heels of Black Friday comes Cyber Monday! It rounds off the weekend after Black Friday with the opportunity to scoop up some great deals online. This year Cyber Monday – […]

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Black Friday

Friday 27th November is Black Friday! An American tradition, it has gathered momentum in the UK over the past 2-3 years. But what is Black Friday and why is it relevant to your business? Black Friday is the Friday after Thanksgiving Day in the United States. Thanksgiving is always the fourth Thursday of November so […]

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SMEs are Key to UK’s Productivity Challenge  


A report recently published by Goldman Sachs, British Business Banks and Enterprise Research Centre, Unlocking UK Productivity shows that SMEs may be the key to economic growth in the UK.   Productivity is ultimately how efficient the firm is, how much output for a given level of input, which is measured in GDP per hour […]

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