Blog

Being providers of funding for small business we’ve found that a common hurdle for businesses, especially those based in the major cities, is finding affordable office accommodation. In this article we report on developments in affordable business accommodation in London, and where it is located. A recent study was commissioned by the Greater London Authority […]

High Cost Loans Refinancing (HCL), is Fair Finance’s new product to help those struggling with the spiralling costs of high interest, unaffordable loans. The aim is for an affordable loan from Fair Finance, with lower interest, to be used to consolidate high cost loans to save total interest paid and reducing monthly payments. We have […]

In one of our first blogs of 2015, we looked at five ways to reduce small business costs. One of these ways was by saving energy and in this blog we return to this topic. According to John Allan, National Chairman of the Federation of Small Businesses: “Almost a third of small firms highlight the […]

So, the last budget of this Parliament has come and gone. Chancellor George Osborne outlined some incentives for small businesses from the next Parliament, including replacement of the annual tax return by an online payment and recording system, the abolishment of Class 2 national insurance contributions for the self-employed, and a much-needed review of national […]

Fair Business Loans are delighted and proud to announce that our parent company, Fair Finance, recently won a much-coveted award at the national ‘Citi Microentrepreneurship Awards’. This national awards programme, delivered by the Community Development Finance Association (CDFA) with Citi Foundation, is designed to celebrate the innovative and invaluable work of community finance in supporting […]

So, your business is growing and you have great plans for the future! Now it’s time to make it happen! At Fair Business Loans we always base our small business loan decisions not only on the financial position of the business but also on how much confidence we have in the vision and leadership of […]

Ever find yourself surprised by the cost of your shopping when you get to the till? Want to find out smart but simple ways to save on your supermarket shopping? Don’t panic! Fair Finance’s savvy shopper tips are here to help you save £s at the tills. Save money by shopping for unbranded products- did […]

As your small business grows, both your staff resources and their skillsets will also need to expand accordingly. This raises the dilemma of how much training you need to provide for your staff – and also for you! It is tempting to try and keep things running without any training at all. Other small businesses […]

On the 4th of March Fair Finance attended the annual Citi Micro Entrepreneurship Awards. We were nominated for the CDFI Growth award and we won! So why did we win? Fair Finance has grown substantially within the last 10 years. In 2005 we opened our first office, now we have 6, enabling us to reach […]

When looking for a new business loans the first thing that many business owners do is to check out a price comparison website. However, let the buyer beware, or as they say in Latin, “caveat emptor” – not all price comparison websites accurately reflect the costs each loan entails. There are various factors that can […]