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A Budget for Business?

Budget 2015

In a recent blog we featured the potential benefits to small businesses outlined in the Queen’s Speech. But what did the recent budget deliver for small businesses? Let’s take a quick look! First the good news! There are three changes that will be of benefit to most small businesses: The Annual Investment Allowance (AIA) – […]

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Pursuing that elusive work/life balance

work life balance

So, your business is booming and you are working every hour God sends? In our last business loans UK blog we looked at some of the changes that could potentially help small businesses. Many of these are legislative and are out of our hands. But one thing that we can take control of is the […]

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Fair Finance celebrates 10 years’ achievement!

Milestone for fair business loans uk

In April 2005, Fair Finance opened its doors as a social business on a council estate in the heart of East London’s Stepney. Fast forward 10 years and we are now a thriving business offering a range of financial products and services designed to meet the needs of people and businesses. We aim to revolutionise […]

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Changes needed for small businesses

Small Business

In February we ran a blog entitled Does Your Business Need The Fixer which referred to the BBC 2 programme called The Fixer. In this programme hotelier Alex Polizzi spends time in a struggling small business to make recommendations as to how it could be improved. In a recent interview with The Radio Times, Polizzi […]

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Microfinance and banks: Are we the right partners?

The 12th European Microfinance Network Conference The European Microfinance Network (EMN) are not just an important tool to advocate the importance of microfinance in fighting financial exclusion but also it is an important facilitator for exchanges of information and experience. The 12th EMN Annual Conference took place on 18th & 19th June and involved active […]

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The Second Age of Small

A recent blog focussed on a report entitled ‘Boosting the Living Standards of the Self-Employed’ which recommends that new measures are needed to improve the living standards of the most vulnerable self-employed, with changes to National Insurance, Universal Credit, pensions and maternity and paternity pay being key priorities. The report was produced by the RSA […]

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Pros and Cons of Flexible Working

As your business grows, and you begin to employ more people, you will need to take a strategic decision about where those people should be located and what hours they should work. Times have changed! It was once the case that a job was based in an office for a set number of hours, and […]

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How the FCA are protecting consumers

You may have heard of the recent changes in Pay day regulations. But what does this mean for the payday loan market, where 1.6 million take out pay day loans every year? We’re going to break down the impact the cap will have. What are the changes? Cap on total cost of credit Clarifying affordability […]

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You Can’t Always Get What You Want

“You can’t always get what you want But if you try sometime you find You get what you need” These famous lyrics are indeed true for those looking to secure funding for small business as well as achieve financial stability. As a small business owner, one of the main factors in achieving this stability is […]

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The Queen’s Speech

As a provider of business loans London based, we have been following the government’s latest legislative plans. The plans for the year ahead have been unveiled in the Queen’s Speech to Parliament and David Cameron promised a Queen’s Speech to “bring Britain back together”. The speech, on May 27th, outlined 21 new Bills that will […]

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