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Growing Your Business

unsecured business loans

At Fair Business Loans we are always looking out for straightforward business advice to pass on to our small business loans UK clients. We were therefore delighted to come across a new guide “Growing Your Business” from Gov UK. It contains eight main points which we summarise below, but do check out the main report […]

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Credit Reports Explained

Credit Report Breakdown Here at Fair Finance we don’t base decisions on ‘good’ and ‘bad’ credit scores, instead we look into the content of your report and base all decisions on affordability. Here we will break down exactly how we use your credit report to make a decision. So what exactly is a credit report? […]

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Boosting the Living Standards of the Self-Employed

At Fair Business Loans we were very interested in a recent report by the Royal Society for the encouragement of Arts, Manufactures and Commerce (RSA). The aim of the RSA is to encourage opportunities for people to channel their creativity, to create both fulfilling lives for them and a flourishing society for everyone. Fair Business […]

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Employing staff for the first time

At Fair Business Loans we are passionate not only about providing small business loans UK but also about equipping small business owners with the knowledge and skills they need to make business work. We are involved in regular events called ‘Let’s Do Business Together’ that focus on issues of critical importance to small but growing […]

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Fair Business Loans Present at NACFB Event

As part of our on-going commitment to reach as many London based SMEs as possible with our loans for small business, Fair Business Loans joined the National Association of Finance Brokers (NACFB) as a patron last September to help develop introducer relationships. The NACFB is the trade body for brokers of business loans UK. As […]

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Beyond the Kitchen Table: Finding Affordable Office Accommodation in London

Being providers of funding for small business we’ve found that a common hurdle for businesses, especially those based in the major cities, is finding affordable office accommodation. In this article we report on developments in affordable business accommodation in London, and where it is located. A recent study was commissioned by the Greater London Authority […]

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High Cost Loans Refinancing- Ending Vicious Spirals of Debt

High Cost Loans Refinancing (HCL), is Fair Finance’s new product to help those struggling with the spiralling costs of high interest, unaffordable loans. The aim is for an affordable loan from Fair Finance, with lower interest, to be used to consolidate high cost loans to save total interest paid and reducing monthly payments. We have […]

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Top Tips for making your small business more energy efficient

In one of our first blogs of 2015, we looked at five ways to reduce small business costs. One of these ways was by saving energy and in this blog we return to this topic. According to John Allan, National Chairman of the Federation of Small Businesses: “Almost a third of small firms highlight the […]

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Fair Business Loans – What Makes Us Different?

So, the last budget of this Parliament has come and gone. Chancellor George Osborne outlined some incentives for small businesses from the next Parliament, including replacement of the annual tax return by an online payment and recording system, the abolishment of Class 2 national insurance contributions for the self-employed, and a much-needed review of national […]

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Fair Finance wins Citi Microentrepreneurship Award!

Fair Business Loans are delighted and proud to announce that our parent company, Fair Finance, recently won a much-coveted award at the national ‘Citi Microentrepreneurship Awards’. This national awards programme, delivered by the Community Development Finance Association (CDFA) with Citi Foundation, is designed to celebrate the innovative and invaluable work of community finance in supporting […]

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