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Creative ways to finance business expansion

In our recent blog What difference has Brexit made so far? we looked at the different ways in which Brexit is already impacting the UK economy. In that article we also confirmed the commitment of Fair Business Loans to support small businesses during these uncertain times; a commitment that has earmarked £2m of funding for […]

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Open Banking

Some good news for small businesses: the tide is turning in terms of banking. From early 2018, the concept of open banking will become a reality in the UK. What is open banking? It is the requirement for banks to provide open platforms that make customer data available to third parties in the form of […]

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What difference has Brexit made so far?

So the election is over. Well, for now at least! Brexit featured quite heavily during all the campaigning and talks are now beginning as to the Brexit process itself. But what difference has Brexit actually made to the economy so far? It can be difficult to separate facts from opinions in the minefield that is […]

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Is business growth slowing in the UK?

The latest estimate of the UK’s GDP (Gross Domestic Product) has recently been released by the Office of National Statistics (ONS). GDP is is the main indicator of economic growth in the UK. This preliminary estimate of GDP does not bring good news. Whilst the UK GDP is estimated to have increased overall by 0.3% […]

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Fair Business Loans earmarks £2M of funding for SMBs

Fair Business Loans is pleased to announce that it is looking to provide £2m of funding to hundreds of small businesses throughout the UK during the next 12 months. BREXIT uncertainty has caused the value of the pound to fall as less people wish to invest in the UK or hold British pounds. With the pound worth less, imported goods from abroad will cost more.

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50 is the new business!

If you thought that starting a new business is a young person’s game then think again! Since the Millennium there has been a gradual growth in self-employment. There were 4.6m self-employed people in the UK at the end of 2015. Part time self-employment grew by 88% between 2001 and 2015 and full-time employment by 25% […]

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Why are banks still reluctant to lend to small businesses?

Recent research indicates that 35% of small and medium-sized businesses in the UK still find accessing finance from banks a challenge. 9% went even further, saying that it was very difficult or almost impossible. This reluctance has led to 60% of SMEs being concerned about their ability to finance long-term growth. This situation is endorsed […]

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Cash Flow Crisis? Could a business loan help cash flow?

According to recent research, only four out of ten small businesses survive longer than five years. One of the major causes of this is problems with cash flow. A business can be doing very well financially but struggle to meet their overheads because of issues with cash flow. When many of your clients do not […]

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Bad Credit: a death sentence for your business?

Bad credit seems to be one of the things in life that stays with you forever. At least that’s how it can feel. If you have bad credit history either personally or in your business, many lenders are apparently unwilling to give you a second chance. But is this true? Is bad credit a death […]

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Why Choose Fair Business Loans?

The financial landscape in the UK is ever changing. These days if you need finance for your growing business, there are a range of avenues to try. From traditional banks to alternative financial services to crowdfunding to peer-to-peer lending – to name but a few – it can be difficult to work out where you […]

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