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50 is the new business!

Vector Illustration, Characters Business People in Circle, Format EPS 8

If you thought that starting a new business is a young person’s game then think again! Since the Millennium there has been a gradual growth in self-employment. There were 4.6m self-employed people in the UK at the end of 2015. Part time self-employment grew by 88% between 2001 and 2015 and full-time employment by 25% […]

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Why are banks still reluctant to lend to small businesses?

piggy bank on business hand .Saving

Recent research indicates that 35% of small and medium-sized businesses in the UK still find accessing finance from banks a challenge. 9% went even further, saying that it was very difficult or almost impossible. This reluctance has led to 60% of SMEs being concerned about their ability to finance long-term growth. This situation is endorsed […]

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Cash Flow Crisis? Could a business loan help cash flow?

According to recent research, only four out of ten small businesses survive longer than five years. One of the major causes of this is problems with cash flow. A business can be doing very well financially but struggle to meet their overheads because of issues with cash flow. When many of your clients do not […]

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Bad Credit: a death sentence for your business?

Office worker man character received refusal. Vector flat cartoon illustration

Bad credit seems to be one of the things in life that stays with you forever. At least that’s how it can feel. If you have bad credit history either personally or in your business, many lenders are apparently unwilling to give you a second chance. But is this true? Is bad credit a death […]

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Why Choose Fair Business Loans?

Happy businessman standing  near a pile of gold coins, business success conceptual , cartoon flat design vector Illustration.

The financial landscape in the UK is ever changing. These days if you need finance for your growing business, there are a range of avenues to try. From traditional banks to alternative financial services to crowdfunding to peer-to-peer lending – to name but a few – it can be difficult to work out where you […]

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Research and Development – what a relief!

Isometric businessman calculate document for taxes with calculator, cash and coin, calendar, tax payment concept

You’re in the middle of what appears to be a lovely dream in which someone is telling you that they can help you to grow your business! They will give you money to enable you to develop new products and services!! This is a dream you don’t want to wake up from! Wake up and […]

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Get a Loan from your Phone!

Get money from mobile technology ,vector illustration business cartoon

The increased use of mobile phones in the UK is impacting every area of our lives including banking. The millennial generation have grown up with the expectation of being able to do almost anything on their phones, including managing business and financial transactions. In 2015 the BBA (British Bankers Association) reported on the rapid growth […]

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Keeping it in the family!

small business loan

Finance your family business with a small business loan In the ever-changing business landscape of the 21st century, the family business is still going strong. According to the IFB (Institute for Family Business), two thirds of UK businesses are family owned – 4.7 million in total. 17,000 of these are medium and large businesses. These […]

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Business Loans UK: Fact or Fiction?

How easy is it to get a business loan UK in 2017? Many of us will at some stage of our lives have played that classic party game of embarrassment – Truth or Dare. For the uninitiated, the idea is that a group of people take turns asking each other questions and the recipient has […]

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Need to be a homeowner to get a small business loan?

small business loan

If you are considering applying for a small business loan to grow your business then people are probably telling you you need to be a homeowner? In this article we debunk that myth! We will look at why some lenders do require or prefer you to be a homeowner and why Fair Business Loans is […]

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