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Does your bank have the feelgood factor?

Cartoon businessman expressing different emotions

They found that the dissatisfaction is felt most deeply by those businesses turning over less than £1m. Over 30% of such businesses claim to feel unsupported by banks in terms of how they are treated regarding business funding.

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Women mean business!

Businesswoman in office

The UK has its second female prime minister and the US may soon have its first female president. But in business it often seems like the proverbial “glass ceiling” still exists.

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To franchise or not to franchise – that is the question!

Posters pros and cons

Many small businesses in the UK either start out as a franchise or invest in a franchise along the way. The following facts about franchising may surprise you

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Lost in translation?!

Businessman confused

Don’t you ever wish that the financial landscape could be a little, well, easier to understand? There are so many products to look at, and it can be difficult to compare like with like.

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Asset-based finance

invoice payment design

Asset-based finance is the raising of funds using your existing assets as security. Assets can include invoice finance, – where business secure funding against the value of unpaid invoices – stock, equipment and property. According to the Asset-Based Finance Association ABFA, asset-based funding in the UK breaks down into roughly around 80% invoice finance and 20% the rest.

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Money doesn’t grow on trees!

Investment - Money plant

For a small business owner the landscape of business funding can be bewildering. Not only that, but there is still an unacceptably high rate of rejection for those small business trying to get a business loan. This is despite a supposed improved availability of credit: The British Business Bank (BBB) recently reported an increase in bank loans of £1.6bn from 2014 to 2015.

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A budget that backs businesses?

Cartoon businessman running

So now the dust has settled on the March budget, what impact – if any – will it have on small businesses? Hailed by George Osborne as his long term economic plan, he described it as “‘a budget that backs businesses’”. The full measures are outlined on the Gov UK website but let’s take a […]

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January Sale!

Sale Background

“So, this is Christmas

And what have you done?

Another year over

A new one just begun . . . “

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