If you would like a Business Loan
from £10,000 to £30,000 we can help


Select how much you want to borrow

Tell me more

Simply select how much you want to borrow and for how long to see the repayment amounts and total cost of the loan


Check eligibility in 30 seconds

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By entering your basic details and answering 2 simple questions you will know instantly if you are eligible to apply for a Fair Business Loan


Apply online in
under 5 minutes

Tell me more

If eligible, you can then apply for between £10,000 and £30,000 in under 5 minutes by completing our online application form

How much do you want to borrow?

£15,000 £30,000

How long for?

24 months
6 months 36 months

Interest rate

2.4% per month
1.2% 4.2%


Monthly repayments


Total Loan Repayments

Start Application ➔

Our Interest rates are set on the basis of our assessment of your financial status and range from 1.2% a month to 4.2% a month. An arrangement fee of 5% is paid upon signing the contract. For further detail on pricing please or other questions please visit our FAQs section.

Fair Business Loans (legal name Fair Finance Business Loans Limited) will be the Data controller of your personal data for the purposes of the Data Protection Act 1998. For further details, please see our privacy policy.

Thank you for your interest in Fair Business Loans

We are currently not taking applications from new customers but are still open to applications from existing customers. If you’re a new customer looking for affordable business finance we recommend you look for your local Responsible Finance provider (see here for a list)*.

If you’re an existing customer of Fair Business Loans (i.e. you’ve already borrowed from us) please select the option “Existing Client”.

Thank you,
The Fair Business Loans team

* Fair Finance Business Loans Limited is authorised to introduce customers to other sources of finance and does not receive any fees from Responsible Finance or Responsible Finance members for these introductions.

What makes us different

Social business

100% of our profits re-invested for your benefit

No algorithms

Loan decisions made by humans, not generic credit scoring systems

No early repayment fees

Want to pay off your loan early?
No problem and more importantly, no charges

Transparency on cost

Know exactly what you will pay from the outset, no nasty surprises


Since 2005

Relationship service

Small Business Loan that comes with an experienced Relationship Manager

Check eligibility

Press releases

"Investors have put £2m into a new microfinance project that aims to help Londoners who are unable to borrow from banks to start their own businesses."

"£2m for micro-enterprises in London as EIF and Fair Finance sign agreement under Progress Microfinance"

"Fair Finance, a social business which helps individuals and businesses access finance, is a Big Society Award winner, the PM has announced"

Who we've helped

Here are just a few people, and their businesses, that have recently benefited from a Fair Business Loan