If you would like a Business Loan
from £5,000 to £50,000 we can help


Select how much you want to borrow

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Simply select how much you want to borrow and for how long to see the repayment amounts and total cost of the loan


Check eligibility in 30 seconds

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By entering your basic details and answering 2 simple questions you will know instantly if you are eligible to apply for a Fair Business Loan


Apply online in
10 minutes

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If eligible, you can then apply for between £5,000 and £50,000 in just 10 minutes by completing our online application form

How much do you want to borrow?

£5000 £50,000

How long for?

12 months
3 months 24 months

Interest rate

2.8% per month
1.9% 4.2%


Monthly repayments


Total Loan Repayments

Start Application ➔

Representative Example: Borrow £11,000 over 17 months. Total repayment including interest and fees is £15,749. 17 monthly instalments of £894.06 and a one off 5% administration fee of £550 (paid on signing). Interest (fixed) is 58.7% per year (3.85% per month) with a representative 69.9% APR.

Interest rates are set on the basis of our assessment of your financial status and range from 1.9% a month to 4.2% a month

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Has your business been trading for at least 21 months with sales of at least £75,000 per year?


How did you hear about us?

What makes us different

Social business

100% of our profits re-invested for your benefit

No algorithms

Loan decisions made by humans, not generic credit scoring systems

No early repayment fees

Want to pay off your loan early?
No problem and more importantly, no charges

Transparency on cost

Know exactly what you will pay from the outset, no nasty surprises


Since 2005

Relationship service

Small Business Loan that comes with an experienced Relationship Manager

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Press releases

"Investors have put £2m into a new microfinance project that aims to help Londoners who are unable to borrow from banks to start their own businesses."

"£2m for micro-enterprises in London as EIF and Fair Finance sign agreement under Progress Microfinance"

"Fair Finance, a social business which helps individuals and businesses access finance, is a Big Society Award winner, the PM has announced"