WHAT IS A PAYDAY LOAN?
FAIR FINANCE – PAYDAY LOANS
A payday loan is a loan that usually lasts just for a few weeks or even days. It was originally designed to help people get through the rest of the month until payday if they were running out of money.
Payday loans are readily available online or from high street shops. They tend to be for relatively small sums of money, usually between £100 and £1,000.
What can I use a payday loan for?
You can use a payday loan for anything you choose, but most people take out a payday loan either because they have run out of money for day to day living expenses or because they are faced with an unexpected expense or debt.
Are there any risks with payday loans?
Yes. The main risks are:
Is there an alternative to a payday loan?
Yes. If you are usually struggling for money towards the end of the month, it is worth looking carefully at your finances to see where the problem lies. It may be that taking out a personal loan to get your finances back on track would be a better alternative to a payday loan.
Fair Finance provides affordable personal loans of up to £800 for first time customers, and we are willing to consider you for a loan even if you have poor credit history or a CCJ.
It is easy to apply for a personal loan with us. The application process has four simple steps:
So if you are interested in a personal loan from Fair Finance as an alternative to a payday loan, just complete our online application form and we will take it from there.
To apply for a personal loan with us, press the Apply Now button below to get started, or take a look at our loan application process to find out more.
The Fair Finance Service
As a first time client with us, you can:
- borrow up to £800
- repay over 26 to 52 weeks (6 to 12 months)
- choose weekly, biweekly or monthly repayments to make it easier and more convenient to repay
Click here to see how affordable our rates are!
When you apply online, we aim to come back to you within one working day, but usually we come back in a few hours. We send you a decision by text and email, and also call you if you are approved.
HOW TO APPLY FOR A LOAN
WHY BORROW A FAIR PERSONAL LOAN
Bad credit? receiving benefits? new to the uk?
No problem. Our human touch ensures everyone gets a fair chance at being approved for a loan
GET BETTER VALUE FOR YOUR MONEY
Our loans are cheaper than doorstep and payday lenders
WE ADAPT TO YOUR
Our products are flexible allowing you to choose how you repay; weekly, fortnightly or monthly
NO HIDDEN SURPRISES
We don’t charge any fees for late repayments or making early or extra payments.
WE SPEAK YOUR LANGUAGE
Our Personal Loan Officers speak different languages to make you feel at home
We will reward you for every approved friend and family you refer to us. T&Cs apply.