Do you have bad credit? We can still help!

At Fair Personal Loans we will consider your loan application even if you have poor or bad credit.

We think you shouldn’t be denied a loan just because your credit is not perfect. And we think that not granting loans to people who probably need it the most will only make their bad credit situation worse.

That’s why we created Fair Personal Loans. As a first time client with us, you can borrow bad credit loans from £100 to £1,000, and can repay over 26 to 78 weeks (6 months to 18 months). You can choose weekly or monthly repayments to make it easier and more convenient to repay. We offer a lower interest and APR than many other lending companies. Paying less on your loan will help you save more money and improve your financial situation. Click here to see more about how affordable our rates are!

When you borrow and then repay a loan with us, we share this information with credit reference agencies. This way, other lenders can see that you are repaying a loan with us. By getting a loan with Fair Personal Loans, you improve your credit history and start to move from bad credit to good credit again.

So if you think that you will never be able to get a loan apart from the very expensive short term loans, think again! Fair Personal Loans is here to help you with our bad credit loans.

Here is how we work. You can give us a call on 0208 988 0627 and book an appointment in one of our London based branches, or simply apply on our website. You are eligible if you live in the UK and you are more than 18. If you apply online, our promise is to get back to you within 24 hours, but usually respond much faster, within a few hours. We know that getting an answer fast is important for you to make the right decision about your finances.

One of our team members will assess your application, taking into account your personal circumstances. We don’t make decisions purely based on your credit score. We will try to understand, and if we need to, we will call you to clarify certain elements of your application, helping us say “yes” to you!

A bad credit history does not need to be a permanent obstacle to access affordable credit. Call us on 0208 988 0627 to know more about how we can help with our bad credit loans, or simply apply today and start improving your credit history!

Apply now