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PROVIDENT HOME CREDIT LOANS ALTERNATIVE

Direct lender providing affordable loans of up to £3000

The alternative to a Provident Home Credit loan

At Fair Finance we offer financial products and services that are inclusive and fair for everyone. This includes affordable personal loans. Our loans are simple and accessible, and we will do our best, whatever your circumstances, to ensure that you get a fair deal. If you are, or will be affected by the closure of Provident, and are looking for an alternative to a Provident Home Credit loan, take a look at the affordable loans offered by Fair Finance, to see how we may be able to help. Fair Finance: Your Provident Home Credit loan alternative.

1

Apply online or
by phone

Speak to one of our friendly customer service team to find out how Fair Finance can help you.

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2

Get
approved!

Get a decision immediately on the phone or within 24 hours online.

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3

Get the money
in 24 hours

Once you are approved, you receive the funds directly in your account within one working day.

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NEW CLIENT EXISTING CLIENT

Loan amount

£300

Duration of loan

39 weeks

£N/A

Weekly

£N/A

Interest

£N/A

Administration Fee

£N/A

Total to repay

Apply now

Q1

Do you live in greater London?

Q2

Are you aged over 18?

Q3

Are you a new or existing client?

Q4

How did you hear about us?

Calculation is for illustrative purposes only. Actual repayments and costs may vary.

Representative Example: Borrow £500 over 6 months. Total repayment including interest and fees is £698.70. Monthly instalments of £111.45 and a one off 6% administration fee of £30. Interest (fixed) is 189% per year with a representative 266.9% APR.
New customers can apply for a loan of up to £800 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.

How our loans work

More than 30,000 clients chose Fair Finance – See why they trust us

Why borrow a fair personal loan

  • Bad credit? receiving benefits? new to the uk?

    No problem. Our human touch ensures everyone gets a fair chance at being approved for a loan

  • GET BETTER VALUE FOR YOUR MONEY

    Our loans are cheaper than doorstep and payday lenders

  • WE ADAPT TO YOUR
    NEEDS

    Our products are flexible allowing you to choose how you repay; weekly, fortnightly or monthly

  • NO HIDDEN SURPRISES

    We don’t charge any fees for late repayments or making early or extra payments.

  • WE SPEAK YOUR LANGUAGE

    Our Personal Loan Officers speak different languages to make you feel at home

  • GET REWARDED

    We will reward you for every approved friend and family you refer to us. Find out more. T&Cs apply.

PRICE COMPARISON* OF A £500 LOAN FOR 26 WEEKS

Pay £953

Pay £937

Pay £719

Pay £980

Pay £993

*Price quotes taken from company websites. Correct as at May 2021 – For exact quotes please refer to the company websites



BAD CREDIT? LOW INCOME? RECEIVING BENEFITS?

WE CAN HELP!

FAQs

Why should I come to Fair Finance?

Fair Finance is a social enterprise.

We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable.

We are actively transparent clear and honest.

What is the alternative to a Provident Home Credit loan?

Us! At Fair Finance our services are inclusive and fair for everyone, including affordable personal loans. Our loans are simple and accessible, and we will do our best to ensure that you get a fair deal, whatever your circumstances.

What if I had bad credit history can I still apply?

We aim to tackle financial exclusion and build products for people with financial problems. Please visit our dedicated credit page for more information.

We are actively transparent clear and honest.

Need advice or support? See our solutions here