We’ll issue further advice in response to the impact of the Coronavirus epidemic. Please check our Coronavirus update page for more information.

Understand and improve your credit history

Your credit history tells lenders about the loans you’ve borrowed, payments you made or missed, and any fraud. This data can be used to create a credit score and is a key factor for lenders when deciding whether to lend to you or not. It is important that you check this to make sure the information is accurate and regularly updated.

Find out more and access your credit reports for free at:

Manage your debts

If you’re struggling with debt you don’t need to struggle alone. There are many organisations who can help you manage your finances and debts for free.

Find a number of organisations who can help you either online, on the phone or in person at moneyadviceservice.org.uk

We recommend you speak with:

Get the right benefits

If you’re struggling financially it’s important to make sure you are getting all the help you’re entitled to. You are normally entitled to benefits if you are out of work, have children, are on a low income or are ill or disabled.

Check what you’re entitled to at: