We are a social business revolutionising financial services to give everyone a fair chance.

We offer a range of financial products and services designed to meet the needs of people who are financially excluded. We are committed to providing high quality products and services that are affordable and accessible. Wherever possible we work in partnership with other companies and agencies that share our goals.

Most of our customers are ignored by the mainstream financial services industry and exploited by the sub-prime financial services industry. When we have helped to put the loan sharks and predatory lenders out of business, then we will know we have been successful.

For more information about us please see our 2017 annual report

We believe that:

  • Customers deserve a fair deal
  • Products and services should be simple and accessible
  • Financial advice should be honest and trustworthy
  • Credit should be affordable for all 
  • Profits should be reinvested for the benefit of customers

We believe in Fair Finance.

Here is a video of some of our staff explaining what Fair Finance means to them: