Welcome to Fair Finance


Our Vision

Our vision is to revolutionise financial services to make it more inclusive and fair for everyone.

Our Mission

Our mission is to design and deliver financial services that improve financial wellbeing and have a positive impact on our clients.

Our values

We believe that:

  • Customers deserve a fair deal
  • Products and services should be simple and accessible
  • Financial advice should be honest and trustworthy
  • Credit should be affordable for all 
  • Profits should be reinvested for the benefit of customers

In short, we believe in Fair Finance.

Our staff are best at explaining what Fair Finance means, find out what it means to them:




Our service

We offer a range of financial products and services designed to meet the needs of people who are financially excluded. We are committed to providing high quality products and services that are affordable and accessible. Wherever possible we work in partnership with other companies and agencies that share our goals.

Most of our customers are ignored by the mainstream financial services industry and exploited by the sub-prime financial services sector. When we’ve helped to put the loan sharks and predatory lenders out of business, then we’ll know we’ve been successful. We offer two products:

  • Personal loans – we provide affordable personal loans to individuals who don’t have any or have only limited access to mainstream finance.
  • Fair Money Advice – a registered charity providing debt advice and financial capability services, helping individuals regain control of their money.

Read our annual report.