At Fair Finance we will consider your loan application even if you have poor or bad credit. We understand that sometimes life is complex, credit reports can be faulty, but most importantly that situations change. At Fair Finance:

  • we look primarily at your current financial situation and less about what happened in the past, and
  • we think you shouldn’t be denied a loan just because your credit history is not perfect

Improving your credit profile with Fair Finance

When you borrow and then repay a loan with us, we share this information with all major credit reference agencies in the UK (Experian, Equifax and TransUnion). This way, other lenders can see that you are repaying a loan with us. By getting a loan with Fair Finance, you improve your credit history and start to move from bad credit to good credit again.

The Fair Finance Service

As a first time client with us, you can:

  • borrow up to £800
  • repay over 26 to 52 weeks (6 to 12 months)
  • choose weekly, biweekly or monthly repayments to make it easier and more convenient to repay

Click here to see how affordable our rates are!

When you apply online, we aim to come back to you within one working day, but usually we come back in a few hours. Alternatively, you can call us on 020 8988 0627 to make an application and we’ll aim to get back to you immediately with a decision. We know that speed is important to you and that sometimes life emergencies need attending.


Apply online

Apply over the phone

Apply in a branch