Welcome to Fair Finance


Our Mission

We are a social business revolutionising financial services to give everyone a fair chance.


More about Fair Finance

We offer a range of financial products and services designed to meet the needs of people who are financially excluded. We are committed to providing high quality products and services that are affordable and accessible. Wherever possible we work in partnership with other companies and agencies that share our goals.

Most of our customers are ignored by the mainstream financial services industry and exploited by the sub-prime financial services industry. When we have helped to put the loan sharks and predatory lenders out of business, then we will know we have been successful. We offer three products:

  • Fair Personal loans provides affordable personal loans to individuals who don’t have any or have only limited access to mainstream finance.
  • Fair Business Loans provides finance to small and microbusinesses, as well as self employed entrepreneurs struggling to access finance at affordable rates and in a responsible way.
  • Fair Money Advice is a registered charity providing debt advice and financial capability services, helping individuals regain control of their money.


We believe that:

  • Customers deserve a fair deal
  • Products and services should be simple and accessible
  • Financial advice should be honest and trustworthy
  • Credit should be affordable for all 
  • Profits should be reinvested for the benefit of customers

…we believe in Fair Finance.


Find out more about us on our site

Here’s a quick guide to what you can find out about us on our site:

• You can find out a bit more about our history, why we exist or read our annual report.

• We’re committed to transparency and to showing off the work that we do. We publish data and maps on all our loans made.

• If you’re interested in working with us we’d love to hear from you, have a look at our careers page or at our current openings.

We think our staff are best at explaining what Fair Finance means. Here is a video of some of our staff explaining what Fair Finance means to them: