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Hired or Fired?

As it reaches its final stages, fans of The Apprentice are now deeply divided as to who should become Lord Sugar’s next business partner. At Fair Business Loans – as our name implies – we do strive to be impartial, but thought it would be useful to highlight some of the lessons learned from the […]

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How is your Online Presence?

A recent blog featured the growing tradition of Black Friday in the UK and the opportunity to offer special deals to customers. Hot on the heels of Black Friday comes Cyber Monday! It rounds off the weekend after Black Friday with the opportunity to scoop up some great deals online. This year Cyber Monday – […]

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Black Friday

Friday 27th November is Black Friday! An American tradition, it has gathered momentum in the UK over the past 2-3 years. But what is Black Friday and why is it relevant to your business? Black Friday is the Friday after Thanksgiving Day in the United States. Thanksgiving is always the fourth Thursday of November so […]

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SMEs are Key to UK’s Productivity Challenge  

A report recently published by Goldman Sachs, British Business Banks and Enterprise Research Centre, Unlocking UK Productivity shows that SMEs may be the key to economic growth in the UK.   Productivity is ultimately how efficient the firm is, how much output for a given level of input, which is measured in GDP per hour […]

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Spinning Plates!


As a small business owner there are so many things to think about, it’s a bit like one of those circus acts where someone is rushing around spinning plates. No sooner has one been saved then another is about to crash! As well as your actual product or service, there are all the logistics of […]

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Let’s Talk About Data


With the recent Talk Talk scandal ringing in our ears, let’s focus for a few minutes on data security. As a small business owner you need to make sure that your customers’ data is safe and secure, and also that you take just as much care about your business data than you would about your […]

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Don’t Believe all you read!

Dont believe all reviews

At Fair Business Loans we were interested to read this week that the retail giant Amazon is taking legal action against 1,114 people it says have posted fake reviews on its website. Amazon says the 1,114 defendants – as yet unknown – offer a false review service via websites such as, promising five-star reviews […]

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Trick or Treat


Halloween is upon us again, and homes all around the country are getting ready for the annual Trick or Treat festivities! To get you into the spirit – so to speak – we thought we’d look at a few tricks and treats in the world of small business finance. What tricks should you be on […]

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Today marks the First European Microfinance Day

The first annual European Microfinance Day gets launched today 20th October 2015! This day aims to raise awareness of microfinance as a tool to fight social exclusion and unemployment in Europe. Microfinance, and microcredit, has not only developed in Africa, Latin America or Asia but also in Europe. Many small businesses and families across Europe […]

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How Can Your Business Avoid Going Bust?


“50% of UK business fail within first five years”. This is just one of the many statistics that have SME’s worried for their future, in particular for those start-ups that are up against established competitors. This has led us to investigate the common causes behind so many new businesses failing in this article, and we […]

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